Refinancing Your Mortgage Loan

When we help you refinance your mortgage in California and other states we’re licensed in, it’s a simple process. Use a trusted lender to get the perfect loan that works best for you.

Consider refinancing if you want to consolidate debt or make improvements to your home. You may also want to refinance to lower your interest rate. Our refinancing options include:

Conventional Refinance Home Loans

The most popular mortgage loan for homeowners who have credit scores over 660.

• Single family homes, condo, townhome
• 15, 20 and 30 year Fixed and ARMs
• Conforming & jumbo loans
• Remove mortgage insurance
• Lower your monthly payment

Cash Out Refinance

• Get cash in hand up to $1 million
• Make home improvements
• Payoff student loans
• Pay off high interest debt
• Use the funds for a big purchase

Learn more about cash out refinance

Self-Employed Refinance

• Conventional or low doc
• No tax return loans
• Use 12 or 24 bank statements
• Refi up to 85% of home’s value
• No mortgage insurance option

Learn more about bank statement loans

Need A Government Loan Refinance?

FHA Streamline Refinance

FHA loans are among the easiest loans to refinance if you purchased a home with an FHA loan.

• No job, paystubs or tax returns required
• Maximum loan up to $726,200 or $1,089,300*
• Loan maximum up to 95% of the property value
• May qualify with 600 credit scores

Learn more about FHA refinancing

VA Refinance Mortgage

We welcome the opportunity to help refinance those who served our country. A quick streamlined process for eligible borrowers.

• No income or job verification
• Maximum loan: $726,200 to $1,089,300*
• May be approved for 100% of the appraised value
• Active duty, veterans, reservists, & military spouses

Learn more about VA refinancing

Jumbo Mortgage Refi

A jumbo mortgage is a mortgage that you’ll find in most parts of California, especially for homes on the Orange County coast, in the hills of Yorba Linda or Mission Viejo, or luxury homes in Irvine, Costa Mesa and nearby with many upgrades located inland.

No Doc & No Income Loan Program

No doc loan programs are still available to assist homeowners refinance their primary home or investment property. Have some equity? Consider a No Job & No Income Loan.